web Where we Stand? Personal Retirement Accounts: The Opportunity to Choose and Control our Future: February 2001 working ratio 2: 1 by 2030 web for it. htm Long Term Health Care Are you likely to need long-term care? This year about seven million men and women over the age of 65 will need long-term care. By the year 2005, the number will increase to nine million. By the year 2020, 12 million older Americans will need long-term care. Most will be cared for at home; family members and friends are the sole caregivers for 70 percent of elderly people.

But a study by the U. S. Department of Health and Human Services indicates that people of age 65 face at least a 40 percent lifetime risk of entering a nursing home. About 10 percent will stay there five years or longer.

The American population is growing older, and the group over age 85 is now the fastest-growing segment of the population. The odds of entering a nursing home, and staying for longer periods, increase with age. In fact, statistics show that at any given time, 22 percent of those age 85 and older are in a nursing home. Because women generally outlive men by several years, they face a 50 percent greater likelihood than men of entering a nursing home after age 65. You may never need a nursing home. But the longer you live, the greater the chance that you will need some form of long-term care.

Copyright (c) 2000 Health Insurance Association of America web you should know about Long Term Health Care Should I buy long-term care insurance? o When should I buy long-term care insurance? o Where can I buy long-term care insurance? o What choices do I have if I buy long-term care insurance? o What should I look for in a policy? o How much will it cost me? web 's (Diagnosis Related Groups): DRG 103: Heart Transplant DRG 302: Kidney Transplant DRG 480: Liver Transplant DRG 495: Lung Transplant DRG 481: Bone Marrow Transplant.