Student Loans essay topics

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  • Defaulted Student Loan Debt
    783 words
    If you " re counting on government student loans to get you through college or graduate school, count on paying them back. The Education Department has become one of the toughest debt collectors around. Over the past decade, the agency has steadily expanded its arsenal for dealing with former students who don't repay. A 1998 change in federal law made it extremely difficult for people to escape student loans through personal bankruptcy. The Education Department also can now seize parts of borrow...
  • Free Application For Federal Student Aid
    1,121 words
    Financial Aid Financial aid is money in the form of loans, grants and employment that is available to a student to help pay the cost of attending. Financial aid comes from the federal government, which is the largest provider of aid, as well as state government, the school and a variety of other public and private sources. If you think your educational expenses are more than you and your family can afford, you should apply for financial aid using the Free Application for Federal Student Aid (FAF...
  • Variable Interest Rate On Federal Student Loans
    432 words
    Borrowers flooded the Department of Education and lenders with phone calls as they rushed to beat the deadline to consolidate student loans before interest rates rise. The variable interest rate on federal student loans will rise nearly 2 percentage points after midnight Thursday. Some borrowers could save thousands of dollars over the lives of their loans by consolidating at the lower rate. The unusually sharp increase has prompted a wave of last-minute inquiries, causing back-ups for banks' 80...
  • Expected Effect On Ontario University Students
    981 words
    High youth unemployment and cutbacks in government funding for post-secondary education are the new realities confronting students. The implications for most working and middle class students are either to abandon education altogether and to accept a future of Mc Jobs and unemployment, or to be saddled with a lifetime of debt. The needs of capitalist production Since the end of WW II, science and technology have been playing a dramatically increased role in the process of capitalist production i...
  • Federal Work Study Student
    525 words
    A Helping Hand for College Approximately 60% of all students enrolled in higher education receive some type of financial assistance. Financial aid is provided to students for many reasons. The primary reason is to increase the accessibility for families that are unable to afford the full cost of higher education. Scholarships, loans, and federal work-studies are categories of financial aid given to help students further their education. A scholarship is a financial award given to students in rec...
  • Cutbacks In The Funding Of Student Loans
    646 words
    The federal government has the power to cutback the funding of student loans. There are several different ways the government can go about doing this. One way is to keep the amount of each loan the same and reduce the number of loans granted. Another option the government has is to reduce the amount of each loan and issue the same number as in the past. Either way, students that belong to a low-income family will be greatly affected. Cutbacks in the funding of student loans have several effects....
  • Pressure On A College Student
    1,430 words
    When entering college, students may experience different types of feelings and emotions. Some students are excited about finally being able to start studying towards a career of their choice. They may be looking forward for a chance at independence and freedom or having the chance to meet new people and developing new friendships. While on the other hand, for some students it may be a frightening experience. The fact that they have to meet new people and develop new friendships can also be terri...

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