You are welcome to search the collection of free essays and research papers. Thousands of coursework topics are available. Buy unique, original custom papers from our essay writing service.

14 results found, view free essays on page:

  • Duty Of Good Faith Performance Obligation
    7,551 words
    Lender Liability and the Duty of Good Faith. Introduction From time to time, lenders and their attorneys announce that lender liability is no longer an issue with which the lending community needs to be concerned. What usually prompts this proclamation of the death of lender liability is a recent case in which a court has summarily rejected a borrower's claim that the lender violated the duty of good faith and fair dealing. Many courts have rejected borrowers' lawsuits which are based on allegat...
  • Million Dollars From The Bank
    1,292 words
    web failures. htm Bank Failures We have written before about the remarkable ability of banks to create money when making loans, and of their equally remarkable ability to multiply these newly created-from-nothing bank deposits via fractional reserve banking. What we have written is true, and easily verified. But banks fail! That fact is equally true, and easily verified as well. How can we reconcile these apparently contradictory facts? If banks can create, and multiply, money, how can they fail...
  • Structure Of The World Bank
    3,198 words
    The World Bank Bureaucracy is one of the pillars of modern western society. Although this statement is debatable from many aspects, most would agree that, at the very least, our lives are greatly affected by bureaucracy. Bureaucracy is the 'pure form of rational organization' (Newson, Jan 11). Not only is it a method for achieving goals efficiently and effectively, but it is acclaimed as the most able strategy to meet objectives. The World Bank is a classic example of a bureaucratic organization...
  • Loan Officers And The Bank's Management
    1,251 words
    Assignment # 41) One of the most important ways a bank can make sure its loans meet regulatory standards and are profitable is by establishing a written loan policy. A loan policy gives loan officers and the bank's management specific guidelines in making some loan decisions and in shaping the over all portfolios of the bank. The following are the most important elements of a Written Loan Policy; 1. Statements of Lending: A statement that defines the type of loan, its maturities, quality and the...
  • Policy Of Imf And World Bank Programs
    2,302 words
    An avid viewer of television has seen the commercials portraying shortages of food and mass starvation in Africa. Yet in these times of relative prosperity, little is heard of Africa's debt problem. Although the total debt of all African countries combined is small in comparison to that of the United States, millions of people suffer as a result. However, it is not until these countries have difficulty repaying their loans that the international community begins to take notice. Many African coun...
  • New Consolidated Friendly Cards Inc Ratios
    1,562 words
    Friendly Cards, Inc. Statement of the problem: Amy McConville, a friend and financial consultant of Wendy Beaumont, the president of Friendly Cards Inc., needs to come up with some suggestions concerning the financing of Friendly's expansion. Amy has been doing research on the firm and money is tight right now. The cost of financing growth right now is high and Friendly Card's is projecting 20% growth in sales next year and even more the following year. The company has never been without financi...
  • Bankrupt And Unemployment Rose
    410 words
    The effects of the Wall Street Crash were felt all around America as people starved, businesses became bankrupt and unemployment rose. This era was known as the Great Depression and would last for another ten to twenty years. In the short term, rich investors lost great deals of money. Whilst, poorer investors, who had borrowed 'on the margin', could not repay their loans and thus became bankrupt. After a while, these incidents began to affect the American public. Firstly, unemployment rose as i...
  • Production Loans To Farmers
    1,701 words
    SHARIAH FINANCIAL SYSTEM: AN ALTERNATIVE LIFELINE FORTHE LESS-PRIVILEGED FARMERS? It is already indubitable that most farmers are trapped in the vicious labyrinth of perpetual poverty. Due to their depressed conditions, many of them consider farming as just a hand-to-mouth existence, or perhaps their decisions to stay on and take farming as a livelihood could also mean a number of things - perseverance, resilience and / or resignation. The farmers are poor because the economic activity that they...
  • Silicon Valley Bank
    360 words
    Silicon Valley Bancshares (SIV B) NASDAQ Silicon Valley Bancshares is helping to fund the high-tech revolution. The Santa Clara, California firmly established parent of Silicon Valley Bank, which essentially serves companies in the high-tech and entertainment industries. This bank provides lines of credit, cash management, factoring, and foreign exchange services through 17 offices throughout California and other high growth areas. The bank specializes in offering startup scratch (in the form of...
  • Mortgage Loans
    411 words
    : 10-11 8-953-683-08-38: ... 2011 Kremlin cash revives home loans Cash injections from state-controlled banks are due to breath life into the flagging mortgage market as it seeks to recover from the economic crisis. The government is encouraging its own banks to make home loans more affordable to a wider range of prospective buyers than before in a bid to stimulate the first signs of housing market recovery. Last month, state-run Vneshekonombank announced that it will spend 55 billion roubles on...
  • 50 Percent Of China's Loans
    885 words
    (2 August 2001) Its "assets" are its greatest liabilities. The loans made by the banks' "assets" in bankers terms are mostly nonperforming, a polite term used by the financial community to describe loans in default. State-owned enterprises (SOEs) cannot, or will not, pay back the banks, so today there is a client crisis. What is the extent of the damage that China has inflicted on its banking system? Don't ask the People's Bank of China, the central bank, if you really want to know. The technocr...
  • Agricultural Development Bank Of Pakistan
    295 words
    Like all developing countries, Pakistan requires cash and resources to develop. The UN, the World Bank and the IMF, has had a major role in the structuring of Pakistan's economy. 30% of the World Banks lending to Pakistan since 1985 has been used for agriculture and for irrigation. The largest portion of this aid has been given to the Agricultural Development Bank of Pakistan, which provides loans for agricultural activities. The next important allocation has been for research and extension. The...
  • Government's Intervention In The Korean Banking System
    3,179 words
    Korean economic crisis: The intervened Banking system This paper is divided into 2 parts. The first part seeks to validate that government intervention on the banking system in Korea as a primary cause for the collapse of the economy in 1997; the second part examines the intent and rationale behind the intervention. Causes for the collapse of the Korean economy Currency crisis is commonly cited as a main result of improvident macroeconomic policies (Hong, p. 206-207). However, economic indicator...
  • 5 Many Major Bank Mergers
    1,201 words
    Often times bank mergers take place because there are too many banks, too many branches, and too many competitors. A merger is when two companies combine to form a larger more powerful firm. Many economist have opposing view points on the role that mergers play in the economy. In the past five years many mergers have occurred in the banking industry for example; Chase Manhattan and Chemical Bank, Bank America and NationsBank, and Banc One and First Chicago. These are only a few of the hundreds o...

14 results found, view free essays on page: