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  • Claims Against A Policy Query
    3,249 words
    SYSTEMS PROJECT PROPOSAL BACKGROUND Big Wheel Auto Insurance Company provides auto insurance coverage for licensed drivers in the state of Indiana. The companys headquarter is located in the city of Speedway where it has two strategic business units located at the cities of Waterloo and Corydon. In all, BWAIC employs approximately 150 people with internal departments consisting of the Policy, Claims, Payroll, Personnel, and Insurance Agents. Currently, BWAIC insures 50,000 policyholders statewid...
  • 5 1 The Contract Of Marine Insurance
    889 words
    Maritime Law The value of many shipments depends upon fluctuations in the currency rates, freight, handling charges, and other expenses. By means of insurance protection will be provided to goods from any uncontrollable variables. A contract of Marine Insurance is defined by section 7 of the Marine Insurance Act of 1909 as:' A contract whereby the insurer undertakes to indemnify the assured, in manner and to the extent thereby agreed, against marine losses, that is to say, the losses incident to...
  • Policies Of Insurance The Parties
    3,357 words
    The Nature of Insurance came about to offset any loss that an individual or those engaged in business may suffer through the occurrence of some unforeseen event. To offset this loss the commercial world developed the contract of insurance. In return for a fee the individual, or the business enterprise, would be indemnified for the loss suffered on the occurrence of the event insured against. Contracts of insurance cover a wide field such as life assurance, personal accident public liability, dam...
  • Cea Insurance
    1,308 words
    Understanding California Earthquake Insurance How many people remember where they were and what they were doing when the 1994 Northridge earthquake hit I know I do. I was slipping out of work early that day. It took me three hours to drive the ten miles to my home. All the way I was wondering what was I going home to. I was lucky; I only lost a few items that tumbled from shelves and countertops. Many people were not so lucky. They came home only to find that they no longer had a home. They, unl...
  • Long Term Commitment Need Insurance For Estate
    1,710 words
    Why buy life insurance? Many financial experts consider life insurance to be the cornerstone of sound financial planning. It is generally a cost-effective way to provide for your loved ones after you are gone. It can be an important tool in the following ways: Income replacement For most people, their key economic asset is their ability to earn a living. If you have dependents, then you need to consider what would happen to them if they no longer have your income to rely on. Proceeds from a life...
  • Property And Casualty Insurance Agents And Brokers
    1,400 words
    Nature of the Work Insurance agents sell one or more types of insurance, such as life, property, casualty, health, disability, and long-term care (Edwards, 1999, A 12). Agents sell insurance policies to individuals and businesses to provide protection against loss or catastrophe. Insurance agents consider the financial status and life situation of their clients, and assist them in selecting their optimal insurance policy. Some policies can be designed to provide retirement income, funds for the ...
  • Structural Discrimination Against African Americans
    493 words
    Fred L. Pincus, author of "From Individual to Structural Discrimination", is arguing that discrimination is still present among many individual and institutions. The reason why it is not unlawful, according to Pincus, is because the discrimination is so subtle and in some cases it is not done intentionally. I will discuss why Pincus criticizes the "good business" argument for discrimination against predominantly African American neighborhoods. In closing I will present my argument against Pincus...

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